It did not rule out a voluntary code of practice being brought in. He said Labour was considering such legislation aimed at “protecting holders of endowment mortgages”.The Liberal Democrats’ trade and industry spokesman, Nick Harvey, said the conflict of interest between mortgage lenders and those setting up endowment policies was now so great that “we should think about separating them altogether”.For the Consumers’ Association, the report is a vindication of years of campaigning over what it claims is misleading and inaccurate mortgage advice aimed more at advisers’ profits than packages suited to consumers’ finances.The Council of Mortgage Lenders said it would be studying the report. Despite identifying the problem areas, Sir Bryan said he would only keep the issue “under review” with tough action to follow “only if there was no improvement”.Sir Bryan’s comment was attacked by the Shadow Chancellor, Gordon Brown, who said the report highlighted the Government’s failure to act to help borrowers. Despite its branding lenders as being more interested in commission than customers’ financial welfare, opposition parties and consumer groups attacked the OFT report’s limpness and united in calling for a full inquiry and a harsher system of mortgage regulation.
Thousands of financially strapped homebuyers, including first-time buyers, are, according to the report, being wrongly sold endowment mortgages instead of the repayment variety, which could prove cheaper.The report by Sir Bryan Carsberg, director of the OFT, stopped short of calling for statutory regulation of the mortgage industry and said it should be given the chance to put its own house in order. Pressure increased on the Government yesterday to impose tougher sanctions on Britain’s financial services industry after the publication of a report by the Office of Fair Trading highly critical of the selling of endowment mortgages. We have to put in places arrangements to sustain a Labour government rather than undermine it as it has done in the past.”Jack Straw, a leading Shadow Cabinet moderniser, said: “Tony has achieved a revolution in the party and it will never be the same again.” Writing in the Independent today, he says that Neil Kinnock supported his campaign for change.John Prescott, Labour’s deputy leader, last night confirmed that the party would give British workers the first legal right to keep their jobs when they go on strike.Heseltine attack, page 2Jack Straw, page 13.

The union’s political fund committee yesterday recommended that its 24-strong delegation abide by a decision to oppose the Blair reforms.Mr Blair has secured the support of enough unions to win, but the leadership is delighted to have won 8-1 support from the party’s constituencies, which carry 30 per cent of the vote compared to the unions’ 70 per cent.Of the constituencies which balloted, about 419 out of 422 had voted for change by last night and around 70 more were yet to be declared.Mr Blair will tell the conference the Clause IV debate, criticised by the left, has helped to win new support and attracted thousands of new members.Moves are expected to cut the trade union block vote at party conferences from 70 per cent to 50 per cent, reflecting the growth in membership power.The first step to changes in the NEC could be to reduce the hold trade unions have over it by reducing the 12 trade union seats on the 32-strong executive.A Shadow Cabinet source said: “What we have to do is end this double- headed hydra of the NEC and the Shadow Cabinet There has been perennial tension between them. Within that figure, 35 per cent would come from unions and 21 per cent from constituencies.The decision of the party’s largest affiliate, the Transport and General Workers Union, was known to be in the balance; the 75-strong T&G delegation will command more than 14 per cent of the vote.The voting at today’s delegation meeting of the MSF white-collar union, the sixth largest affiliate wielding 3.8 per cent of the conference votes, is thought to be on a knife edge, while the public service union Unison, with 11.5 per cent of votes, seems to be the least likely to change. The Labour leader will hail the result as a turning point in the party’s history, and he will declare that it clears the way for Labour to “win power because of our principles, not despite them”.
The Independent has learned that senior Labour Party figures, including members of the Shadow Cabinet, are targeting the trade union power base on the ruling National Executive Committee for radical change.Some leading modernisers are seeking to strip the NEC of its policy-making powers and limit its role to a management committee in charge of party discipline.Mr Blair’s supporters were still engaged last night in a campaign to win over last-minute union conversions to proposals that will end the party’s commitment to wholesale nationalisation and explicitly acknowledge the contribution of the market to a healthy economy.About 56 per cent of the vote at the conference was virtually ” in the bag” for Mr Blair. You drew your own conclusions from the fact that they hadn’t asked for a retake.. Tony Blair is today poised for victory at a special Labour conference to change Clause IV with the overwhelming support of the party’s grassroots members. His shifty recantation was as damning as anything else – powerful evidence of the self-serving malleability of the police’s hostile witnesses. The programme also included the year’s best Freudian slip, delivered by the victim’s widow.

After Warr’s conviction, she had been charged (and acquitted ) with inciting her son to commit the murder and she benefited considerably from her husband’s death How much money did you inherit, asked Jessel “I’m not quite sure, I can’t be honest,” she replied. A claw hammer, like that used to remove the victim’s face, had gone missing at the hostel where Jason Warr lived, a fact the police took as damning corroboration. Jessel and his researchers doggedly tracked the missing hammer, through groundsmen’s receipts and dentally-challenged burglars, until they discovered it, still in the possession of the man who had reported its “disappearance”. Too good to be true?”Last night’s story, that of a 17-year old convicted of the brutal murder of an insurance salesman, was a little less convincing in the case it mounted, though it delivered at least one memorable coup. Its pockets contained fibres identical to those on gloves found next to the murder weapon. But to link the coat to Parsons, the police depended on a scrap of yellow paper also found in the pocket. On it was written the telephone number of a police station, given to Parsons when he had volunteered some information about the murder.

But when Jessel showed this evidence to the receptionist involved she revealed that it was the wrong type of paper. It turned out to come from another woman, a policeman’s wife, who also remembered Parsons volunteering information, at the same time but at a police station two miles away. Jessel allowed himself a sardonic flourish of style: “Two visits? Two police stations? Two pieces of yellow paper?… In Wednesday night’s case, for example, that of a labourer convicted of the murder of an 84-year-old woman, Jessel used the mute testimony of an electricity meter to cast serious doubt on the official time of death, exhumed some important evidence the police had ignored and threw a decidedly unflattering light on the chain of connections that linked Bryan Parsons to the murder weapon.At the building site where Parsons worked the police discovered a coat.

A good prosecution lawyer would make short work of around a quarter of what you see – as hearsay or speculation – but even the best lawyer would pass over the rest in embarrassed silence, praying that the jury wasn’t paying attention. These are detective dramas, slow strip- teases which work on our lust for resolution. First the question marks, oddities which the court chose to ignore, then the answers, unveiled with expert, tantalising delay.
That said, the detective work is extraordinarily assiduous. The films themselves are an odd mixture of the forensic and the fictional; as Jessel tells his story the camera prowls like a killer through the darkened house and the narrative is perfectly paced to leave the big revelations just before the commercial break. It’s not been a good week for the police on television.

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